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A Chapter 7 bankruptcy is the most commonly filed type of bankruptcy across the country.
A Chapter 7 bankruptcy allows you to wipe out most unsecured, non-priority debts.
Further, Chapter 7 trustee would be in charge of liquidating and distributing the debtor’s non-exempt property.
In the majority of cases, all the debtor’s property is exempt and kept by the debtor (this is often called a no-asset case).
Chapter 7 Bankruptcy filing creates a bankruptcy estate.
A Chapter 7 Bankruptcy trustee is appointed to examine the financial affairs of the debtor.
Regarding Tb E (tenancy-by-entireties), a judgment against only one debtor is an automatic lien against any real property that the , as ‘husband and wife’.
Thus, if you work in North Carolina for a company that has its home office located in another state then your wages may be subject to that state’s laws and if that state allows wage garnishment, then there is a chance that the creditor could garnish your wages.
Therefore, debtors do not have to worry about a creditor getting a judgment in state court and then going to their employers and demanding that their paycheck be garnished for the payment of that debt.
Typical consumer creditors, such as credit cards personal loans, and medical debts, are not allowed to garnish wages. For instance, your wages can be garnished in North Carolina for specific creditors such as the IRS, North Carolina Department of Revenue, and student loans.
Those are debts like credit cards, medical bills, unsecured personal loans, overdraft fees, old utilities, old cell phone bills, old apartment rent, repossessions, old foreclosures and more.
"Disorderly conduct" refers to actions that disturb other people.
Here are the top five things: Even if you don’t think there’s hope for the marriage, “divorce counseling” can help you discover what went wrong, how to cope, and how to pick up the pieces and go on. If you don’t know how to find a qualified counselor, our firm will be glad to recommend.